With credit check up again, you will easily tell a payment that has been made from a payment that has not been made because you will have up to date records on your fingertips because of your constant check ups. In case your credit company indicates a credit that has already been paid as if it was not paid at all, you will know as soon as possible, and it will be easy to make a follow up and a correction. The same case goes to the frauds especially those involving credit cards. You will be able to point out a payment you made and the one you did not make easily. All these will help so much in Credit Repair.